PM Surya Ghar Yojana: The Government of India has launched the Pradhan Mantri Surya Ghar Yojana to promote the use of rooftop solar systems in residential homes. The scheme provides financial support and subsidies to encourage households to generate their own clean electricity and reduce dependence on the conventional grid.
Intention to launch 300 Units Free Electricity Scheme
Central Government has main goal through launching of PM Surya Ghar Yojana is to provide free electricity to the low and medium income group family of the country. That’s why they can’t dependent on traditional source of electricity. one of the other objective is to provide the encouragement of utilization of solar energy which is nearly to free and eco friendly too.
Quick Information
| Key Aspects | Output |
|---|---|
| Scheme Name | PM – Surya Ghar: Muft Bijli Yojana |
| Short Name | PMSGMBY |
| Launched On | 13th February, 2024 |
| Initiative By | Central Government of India |
| Budget | Rs. 75021 Crore |
| Beneficiaries | Low and Medium Income Group Households |
| No. of Beneficiaries | 1 Crore Household |
| Main Benefits | 300 Units Free Bijli per Month |
| Solar Subsidy | Maximum 70% |
| Mode of Application | Online or Offline |
| How to Apply Online | Through pmsuryaghar.gov.in |
| How to Apply Offline | Through Post Office |
How Rooftop Solar Works
Solar panels convert sunlight into electricity using photovoltaic (PV) cells. The electricity can be used directly in the home to run appliances. If more electricity is produced than consumed, it can either be stored in batteries or exported to the grid through net metering, where households receive credits on their electricity bills.
Subsidy Amount under PM Surya Ghar Yojana
You are eligible to install 1 KW to 10 KW Rooftop solar under the scheme. But subsidy amount will vary from installation capacity of RTS (Rooftop Solar) system by the beneficiaries. You can easily understand subsidy structure by reading further.
Subsidy of 1 KW Solar Panel
If you install 1 KW capacity of solar then you will get Rs 30,000 subsidy amount under the scheme. Read more about 1kW Solar System Price in India with Subsidy here.
Subsidy up to 2 KW Solar Panel
If you want to install 2 Kilowatt Solar panel then you will get Rs 60,000 subsidy amount under the yojana. Read more about 2kW Solar System Price in India with Subsidy here.
Subsidy up to 3 KW Solar Panel
If you install 3 KW capacity solar panel through PM Surya Ghar then you will get 78,000 rupees as a subsidy amount. Read more about 3kW Solar System Price in India with Subsidy here.
Subsidy for 3 to 10 KW Solar Panel
If you are installing 3 to 10 KW capacity solar panel under the scheme then maximum you will get Rs 78,000 not more than that. Read more about 10kW Solar System Price in India with Subsidy here.
PM Surya Ghar Yojana Benefits and Features
- Model Solar Village:- Union Minister Anurag Thakur said that through this scheme central government will develop at least one village in each district of India as Model Solar Village. Due to this other village also motivate about Solar energy and aware about it.
- Job Opportunity:- Installing 1 Crore solar plants on the rooftop there are high chance for the youth. Because as per the data declared by the minister nearly 1.7 million job vacancy will be created in various sector like solar technician, maintenance engineer, manufacturing units etc.
- Reduction in Pollution:- Due to installing solar panel there are chance to reduction in CO2 emission. That is nearly 720 million ton in the next 25 years.
- Rooftop solar loan at low interest:- As we discussed earlier that various banks and finance companies will provide solar loan at low interest rate to the consumers.
- Green Energy Utilization:- Due to PM Surya Ghar Muft Bijli Yojana India will become highest utilization of green energy among the world.
- 300 Units Free Bijli:- Due to this scheme, those who installed rooftop solar panel will get 300 units free electricity every month.
- Two method of Application:- If you want to avail the benefits of PM Muft Bijli Yojana then you will be free to choose either online application through PM Surya Ghar Website/Portal or through Post Office.
Application Process for PM Surya Ghar Yojana
Documents Required
Applicants usually need to provide:
- Aadhaar Number of the applicant
- Recent Electricity Bill
- Mobile Number
- Other information like…
- DISCOM name
- District name
- State name
- How much capacity of solar you want to install
- Google map location of your house etc.
How to Apply
- Visit the official PM Surya Ghar Yojana portal or approach the designated agency.
- Register and submit the application along with the required documents.
- Authorities will verify the information and conduct a site inspection.
- Once approved, subsidies and financial assistance are released.
- Homeowners can proceed with installation by a certified solar installer.
Financial Assistance and Subsidies
When Central govt nod to the scheme on 29th February, then after union minister Anurag Thakur said that applicant also will be facilitate finance options from the various banks and other companies.
He further said that they will provide solar loan under PM Surya Ghar Yojana at minimum interest rate. From the below section you will check the list of banks and other finance companies that will provide a loan facility under the scheme.
List of Banks that will provide a solar loan
There are more than 20 banks and finance company that will provide a low interest solar loan for PM Surya Ghar Scheme.
- State Bank of India (SBI)
- Central Bank of India (CBI)
- Punjab and Sind Bank
- Canara Bank
- Union Bank of India
- Punjab National Bank
- Bank of Maharashtra
- UCO Bank
- Indian Overseas Bank
- Indian Bank
- Karnataka Bank
- Bank of Baroda
- HDFC Bank
- Bank of India (BOI)
- ICICI Bank
- Saraswat Bank
- IDBI Bank
- Electronica Finance Bank
- Mysun
- Ecofy
- CreditFair
- PayTM
- Metafin Cleantech
- Dhanlaxmi Bank (Dhanam Green Loan)
Installation and Maintenance
- Installations must be carried out by certified vendors to ensure quality and safety.
- Routine maintenance, such as cleaning panels and checking electrical connections, is necessary for efficient performance.
- Most systems require little maintenance beyond periodic inspections.
Challenges and Solutions
Some of the main challenges include:
- High upfront costs – addressed through subsidies and financing options.
- Technical issues – resolved with better training and certified vendors.
- Policy differences between states – gradually being standardized under national solar programs.
Important Links
| Details | Resources |
|---|---|
| Official Website | https://pmsuryaghar.gov.in/ |
| Online Registration | https://pmsuryaghar.gov.in/consumerRegistration |
| Subsidy Structure | https://pmsuryaghar.gov.in/pdf/CFA_structure20240307.pdf |
| Empaneled Vendors List | https://pmsuryaghar.gov.in/VendorList/statewiseVendor |
| Financing Options | https://pmsuryaghar.gov.in/VendorList/financialAssistanceReport |
| Contact Details | https://pmsuryaghar.gov.in/customer/apply/grievanceRedressal |
| PM Surya Ghar Calculator | https://pmsuryaghar.gov.in/rooftop_calculator |
Conclusion
The PM Surya Ghar Yojana provides homeowners with a chance to lower electricity costs while contributing to a cleaner environment. By using rooftop solar, households play an important role in India’s shift toward renewable energy.
FAQs
Is PM Surya Ghar Yojana available across India?
Yes. The scheme is available nationwide, although subsidy amounts and approvals may vary by state and distribution company.
Can I sell extra solar power back to the grid?
Yes. Through net metering, households can export surplus electricity to the grid and receive credits on their bills.
Do rooftop solar panels need maintenance?
Yes. Panels should be cleaned regularly and inspected for damage to ensure proper performance.
What happens if I move after installing rooftop solar?
The system can either be transferred to the new homeowner or dismantled and reinstalled at your new property.
Does the scheme include training for homeowners?
Some agencies and vendors provide basic training on system use, safety checks, and troubleshooting.
